Savings · leaks

Stop the leaks.

Money you already earned, slipping away quietly — dead stock, overdue credit, price drift, expense drift, stock that left without a bill. Found, priced, one action each. Nothing to sacrifice.

Leaks · where your money is slipping out of your hands

Stop the leaks. Money you already earned, slipping away quietly — found, priced, one action each.

Dead stock, overdue credit, a supplier's price creeping up, an expense above its own run-rate, stock that leaves without a bill. Nothing to sacrifice — just money that is yours, going where it should not. The brief does not say "review your inventory"; it says which item, how much money is in it, and what to do. Cost cutting only where a cost really has to be cut. Example figures from a sample business; your own open the real records behind them.

₹19,600Dead stockno sale in 71 days₹31,400Udhaar overdue48 days, usual 30₹8,200Cost driftsupplier +6% since July₹4,497Expense driftinternet above run-rate

Example figures from a sample business. Each is a line in the owner's brief with one action; each opens the records behind it.

Dead stock
₹19,600
Silk saree, green · 14 pcs · no sale in 71 days

Stock that has not moved in 60 days is ranked by the money sitting in it, not by count — so the discount goes where it releases the most cash before the season turns.

Action in the brief: Discount · opens the item's sales history
Overdue credit
₹31,400
Ravi Garments · 48 days · usually pays in 30

Receivables are aged against each customer's own habit, not a fixed 30 days. A reminder with the bill and the amount goes on WhatsApp in one tap; the reply lands on the same thread.

Action in the brief: Remind · opens the bills
Cost drift
6%
Cooking oil 5 L · supplier price up since July

When a supplier's price for the same item creeps up across purchase bills, the brief says so with the amount it is costing at your volume — before the next order, not at year end.

Action in the brief: Check · opens the purchase lines
Expense drift
₹4,497
Internet · above its own monthly run-rate

Each expense head is compared with its own earlier months. A bill that jumped is named with the payee, so the question is asked while it can still be answered.

Action in the brief: Check · opens the expense lines
Reorder cover
2 days
Paracetamol 500 · at the current rate of sale

Not "low stock" but days of sales left, with the distributor you last bought from — so a stock-out is prevented, not reported.

Action in the brief: Reorder · opens the item
Stock that left without a bill
14 units
Counted 46, sold 12, on record 60 · gap flagged

A count that does not match what was bought and sold is shown as a gap, with the item and the period — the first sign of theft or unbilled sales, seen the same week instead of at year end.

Action in the brief: Check · opens the stock movements
Lapsed customer
47 days
New Fashion Point · used to order monthly

Regulars who stopped ordering surface before the balance sheet notices. One call, with their history on screen.

Action in the brief: Call · opens the customer

Every kind of business

Different trades. Different leaks. The same three words on every line.

Found. Saved. Grown. Twelve businesses, one product.

Pharmacy & medical

Leak found

Batch expiring in 4 months · 36 units

Saved

Sell first · ₹5,040 saved from write-off

Grown

Regular clinic customers reordered on time

Apparel & textiles

Leak found

Season stock unsold in 71 days · ₹19,600

Saved

Discount before the season turns

Grown

Trade customers who went quiet, called back

Grocery & provision

Leak found

Sugar runs out in 2 days

Saved

Reorder today, no stock-out

Grown

Household credit collected on time

Wholesale & distribution

Leak found

₹1,12,000 overdue · 48 days

Saved

Reminder with the bill, paid in a week

Grown

Dispatch faster: orders from every channel in one book

Manufacturing & job work

Leak found

Bearing stock at 3 days of cover

Saved

Materials ordered before the line stops

Grown

Order book honest: due dates and blockers visible

Electronics & appliances

Leak found

Supplier price up 6% on the same model

Saved

Renegotiated before the next order

Grown

Extended-warranty leads from the website answered same day

Building materials & hardware

Leak found

Cement stock tying up ₹42,000 in a slow month

Saved

Bulk discount to a contractor

Grown

Site enquiries from marketplaces into one queue

Restaurants & cafés

Leak found

Cooking oil expense above its own run-rate

Saved

Checked with the supplier that week

Grown

Party enquiries from Instagram and calls, never missed

Auto parts & service

Leak found

Filters overstocked, brake pads at 2 days of cover

Saved

Rebalance the next order

Grown

Service reminders to customers by vehicle

Clinics & diagnostics

Leak found

6 patients past their recall date

Saved

Called back; consumables reordered by cover

Grown

Insurance dues chased at 21 days

Education & coaching

Leak found

Fees overdue for 14 students

Saved

Reminders on WhatsApp, collected

Grown

Enquiries from JustDial and the website in one list

Salons & wellness

Leak found

Products expiring · retail stock not moving

Saved

Bundle before expiry

Grown

Lapsed clients invited back after 60 days

Receivables, with and without reminders

₹70k₹90k₹110k₹130kMarAprMayJunJulAugwithout reminders (example)with weekly reminders (example)

Overdue receivables of a sample wholesaler. The reminder carries the amount and the bill; the customer replies on the same thread.

Margin per item — what it sold for versus what it cost

Azithromycin 50029% keptLevocetirizine 535% keptParacetamol 50030% keptPantoprazole 4019% keptCetirizine 1048% keptcost of goods (weighted average from your purchase bills)sold for (net of GST)

Cost is the weighted average of the purchases before each sale, from your own purchase bills. Items with no known purchase cost are counted and named, so the margin reads as a floor, never as a guess.